By working with US Credit Source, you will be offered the best programs that your business could qualify for. We have created a clean, simple, and effective application process that requires one application, with the ability to receive multiple offers based on your unique capital requirements.
Our mission is to help small business owners make the best decisions for their business. NO Hard Credit, Apply in minutes, receive multiple offers, and breathe knowing our dedicated team of Loan Specialists are working to provide you offers catered to your Business and Industry
Ensure You are Given What Your Business Deserves
After you complete an application, we may send you multiple offers based off qualifications, to ensure the success of securing the best possible deal for your Small Business.
Our easy, online application is broken into a few short steps. Just answer some basic Business information, upload, & hit "Submit"
We ♥ Small Business
Business owners across the nation, just like you have chosen US Capital Source for their primary source of business financing. We are able to work with previous financing and provide funds faster than other lenders.
US Credit Source has helped thousands of business owners across American receive funding from $25k ranging to $5 million. Programs are offered by National Banks, Local Banks and Private Funds. With relationships with banks across the Nation, we guarantee the best, quickest, and most affordable access to Business Capital.
Interest rates and repayment timeline tailored to your chosen offer. Help finance the expansion of your business.
With relationships across the country, US Credit Source is able to provide quick Lines of Credit less than two points above WSP Prime
Access working capital quick and on short-terms so you can pay back your financing sooner. Use what you need, when you need it. US Credit Source has various options for all Business Owners
Upgrade your Business with financing for Business Equipment. Equipment keeps the busy running and US Credit Source has access to fast capital for all your equipment financing needs
Receive invoice factoring and provide your business with a source of working capital to fund operations and growth.
A Government Grant program under the CARES Act. US Credit Source has helped thousands of Business Owners receive employee tax credit from 2020 and 2021
We offer secured and unsecured credit facilities for US based Small Businesses. Based on certain qualifiers, approved businesses can expect to receive offers for Term Loans, Lines of Credit, Advances on Receivables, Commercial Mortgages and SBA Financing. We do not offer unsecured start-up loans for new businesses. Do not miss out and explore opportunities HERE.
The initial minimum documentation required to apply is a credit application which covers Owner Information and Business Information. Also required are 3 months of business bank statements to verify cash flow. We try to make the application process as easy as possible and require what we deem the most important to make the best determination for your business financing. Secondary documents such as financials and tax returns may be required for certain credit programs. Easily upload your documents and get started today.
Applicants can expect notification of approval or decline statuses within hours after submitting an initial application. This communication will be directly with an assigned Business Loan Advisor. For questions on approval timing before or during the process, contact a Specialist today
We specialize in providing Small Business credit facilities ranging from $5,000 - $4,000,000. You may borrow as much as is approved based on lender underwriting limits. As per underwriting processes, there are several factors that are considered when determining maximum credit amount. Begin your financing process today!
The minimum qualifiers to be approved are: US based and registered business entity, 6 months time in business, Owner FICO score 500+, Average Monthly Gross income of $10,000+. We do not offer unsecured start-up loans for new businesses. For further questions regarding financing opportunities or qualifications schedule a call with a Specialist today.
Interest rates start as low as 0.75% above Wall Street Journal Prime Rate. Repayment schedule will be determined by the borrowed amount and the type of Business Financing offer you accept. To determine your repayment schedule, get started on your US Credit Source Financing application.
The application and Business Credit Consultation are FREE. Any additional closing fees are disclosed with all offers. This means there are no surprises after accepting an offer.
As we do not perform a ‘hard’ credit check, there is no impact on your personal score. We verify applicant’s personal credit (Experian FICO 8) by performing a ‘soft’ inquiry. Business credit verification (if warranted) is done in a similar manner. For questions concerning credit checks, schedule a FREE call with one of our trained Financing Specialists.
Neither collateral or personal guarantee is required on most credit products. Certain SBA and Federally Insured Bank products require collateral in the form of personal performance guarantees. Begin your application process today and discover your Financing Opportunities.
You can expect to hear from your assigned Specialist within 24 hours or less regarding a decision on approval. Once an offer is accepted and loan documents are satisfied, the Funding Department can issue wires to applicants within hours. Bank Term Loans and SBA financing generally is a longer process, where approved applicants see funds within 5-10 business days. Do not hesitate and start your Financing journey today.
US Capital Source makes the application process seamless and available to every Business owner.
Submit all the necessary information to a number of potential lenders in one place! We eliminate the need to fill out multiple applications and allow you to compare loan options from different lenders. Reduce the risk of errors and time to secure a loan, as all the necessary information is collected in one application.
By submitting all the required information in one place, businesses can speed up the loan application process and receive a loan decision much faster so you can start to grow your business, more quickly.